Insurers Ask: Who Pays When Self-Driving Cars Crash?

Roll Call reports:

The advent of self-driving cars is raising questions in the insurance sector about who should pay when the vehicles crash and how insurers will set equitable rates. When cars can operate themselves, the central question will be whether accidents are the manufacturer’s responsibility and therefore covered by product liability insurance or whether the fault would lie with the driver and be covered by personal auto insurance.

Robert Passmore, vice president at the American Property Casualty Insurance Association, a trade group, said if there isn’t a human driver to ask, insurers will need to collect information from vehicles such as speed and when systems became aware of the person, vehicle or object with which they collided. The association is lobbying Congress to give insurers access to vehicle data.

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The advent of self-driving cars is raising questions in the insurance sector about who should pay when the vehicles crash. https://t.co/0xtVVyDYMd

— Roll Call (@rollcall) May 25, 2021