John Oliver Skewers Credit Report Agencies [VIDEO]

TIME recaps:



This week, Last Week Tonight tackled credit reports, or as John Oliver calls them, “the basis for the single most important three digit number in your whole life other than 311, the Beatles of rap-rock.”

Credit reports can affect many aspects of your life, including whether banks will lend you money or whether a landlord will rent you an apartment, and over half of employers used credit checks to vet employees.

There are a few major problem with that, though. First, 52% of all debt on credit reports is from medical expenses, which Oliver notes is unfair, as “no one chooses to be sick, with the possible exception of Julianne Moore taking a run at best actress.”